Terms & Conditions

Privacy Policy for Strategy With Swati

Last Updated: 24th April 2026

Welcome to Strategy With Swati www.strategywithswati.com (the “Site”), operated by Swati (“we,” “our,” “us”).

These Terms of Service (“Terms”) govern your access to and use of our Site and digital products, including eGuides, templates, and related offerings (“Products”).

By accessing or purchasing from our Site, you agree to these Terms.

If you do not agree, please do not use our Site or Products.

1. Eligibility

To use our Site or purchase our Products, you must:

  • Be at least 16 years of age

  • Have the legal capacity to enter into a binding agreement under Indian law

  • Provide accurate and complete information

By using our Site, you confirm that you meet these requirements.

2. Nature of Our Products

All Products offered are:

  • Digital in nature (PDFs, guides, templates)

  • Delivered electronically

  • Intended for educational and informational purposes only

We do not provide:

  • Financial advice

  • Investment advice

  • Legal or professional advisory services

3. License & Usage

3.1 Limited License

Upon purchase, you are granted a:

  • Non-exclusive

  • Non-transferable

  • Non-commercial

license to access and use the Product for personal use only.

3.2 Restrictions

You may NOT:

  • Resell, redistribute, or sublicense our Products

  • Share login credentials or access with others

  • Upload or distribute our content publicly (including Telegram, WhatsApp, etc.)

  • Modify or create derivative works for commercial purposes

Violation may result in immediate termination and legal action.

4. Payments & Pricing

  • All prices are listed in Indian Rupees (₹) unless otherwise stated

  • Payments are processed via secure third-party gateways

  • You agree to their respective terms at checkout

We reserve the right to:

  • Change pricing at any time

  • Offer limited-time discounts or promotions

5. Refund Policy

Due to the digital nature of our Products, all sales are generally final.

However, we may offer refunds under specific conditions as outlined in our Refund Policy:

👉 https://www.strategywithswati.com/returnsandrefunds

Key principles:

  • Refunds are evaluated fairly

  • Abuse of refund requests may lead to denial

  • Refund decisions are made to balance customer trust and misuse prevention

6. Intellectual Property

All content on the Site and within Products is owned by or licensed to Strategy With Swati, including:

  • Text, frameworks, templates

  • Branding, design, and visuals

  • Systems and methodologies

This is protected under applicable intellectual property laws in India.

Unauthorized use may result in legal action.

7. User Conduct

You agree not to:

  • Use the Site for unlawful purposes

  • Attempt to hack, disrupt, or misuse the platform

  • Engage in fraudulent or deceptive activities

  • Violate any applicable Indian laws

8. Disclaimers

8.1 No Income or Results Guarantee

We do not guarantee any specific results or income.

Outcomes depend on:

  • Individual effort

  • Execution

  • Market conditions

Our Products provide a framework and guidance, not guaranteed outcomes.

8.2 Educational Purpose Only

All Products are:

  • Informational

  • Educational

They should not be considered professional advice.

8.3 “As-Is” Basis

Our Products and Site are provided:

  • “As is”

  • “As available”

Without warranties of any kind.

9. Limitation of Liability

To the maximum extent permitted under Indian law:

We are not liable for:

  • Indirect or consequential damages

  • Loss of income, revenue, or opportunity

  • Business interruption

Our total liability shall not exceed the amount paid by you for the Product.

10. Termination

We reserve the right to:

  • Suspend or terminate access

  • Restrict usage

If you:

  • Violate these Terms

  • Misuse the Product

  • Engage in fraudulent behavior

No refunds will be issued in such cases.

11. Privacy

Your use of our Site is also governed by our Privacy Policy:

👉 https://www.strategywithswati.com/privacypolicy

12. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India.

13. Dispute Resolution

In case of any dispute:

13.1 Initial Resolution

You agree to first contact us at:
📩 hello@strategywithswati.com

We will attempt to resolve the issue amicably.

13.2 Arbitration

If unresolved:

  • Disputes shall be referred to arbitration under the Arbitration and Conciliation Act, 1996

  • Arbitration will be conducted in New Delhi, India

  • Language: English

13.3 Class Action Waiver

You agree that all claims must be brought:

  • Individually

  • Not as part of a class or group action

13.4 Small Claims Exception

Claims below ₹1,00,000 may be filed in appropriate local courts.

14. Changes to Terms

We may update these Terms at any time.

  • Changes will be reflected with a revised “Last Updated” date

  • Continued use = acceptance of updated Terms

15. Contact Us

For questions, concerns, or data requests:

📩 Email: hello@strategywithswati.com

© 2026 Strategy With Swati. All rights reserved.

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